If you are injured in a taxi accident, you may be able to recover more for your injuries than in a typical accident. Taxi companies are commercial businesses and the insurance requirements are different from non-commercial drivers. Most motorists in Florida are required to carry personal injury protection (PIP), which covers medical bills and lost wages up to the limits of your specific policy.
The minimum requirement in our state, which is all many people have, is $10,000 per injured person. PIP, also called no fault insurance, is helpful because it provides coverage regardless of fault. This means you may not have to spend months in court arguing with insurance companies about whose fault an accident was, before being paid for all the expenses you have suffered.
However, it also means that you may not be fully, or fairly compensated for your injuries. Cab companies and taxi drivers are required to carry higher amounts of bodily injury liability insurance because of their commercial nature – starting out at $125,000 per injured person. If you have suffered serious injury as a result of a taxi accident, then you may be in a better position to recover than if it were a regular wreck.
The aftermath of a taxi accident can be more complicated than other auto accidents, but compensation for personal injuries and property damage may be higher. Taxi drivers are professionals and they are subject to more regulations and higher expectations than non-commercial drivers.
Because PIP may not apply, you may have to spend more time and do more work to recover after an accident. But importantly, insurance limits are usually much higher resulting in a fuller recovery. While you’re wrangling for your benefits you may also be able to efficiently recover for additional damages you may have suffered, such as emotional distress and physical pain and suffering.
Receiving Full Recovery For Your Injuries
The taxi’s insurance company may offer you an immediate settlement after an accident so it can save money. However, it may take months before you realize the full extent of your injuries. If you accept the initial payment offer and sign a release then you may not be able to recover the full amount of your losses.
In addition, to recover for certain specific losses beyond initial medical treatment, you may need to prove that your driver was negligent. An attorney who is experienced in evaluating accident cases will be able to help make insurance companies fairly cooperate and reach a fair compensation agreement.
If you or a loved one were involved in a taxi accident in Florida, do not hesitate to seek the help and counsel of an experienced personal injury lawyer. We are dedicated to helping injury victims hold negligent parties legally responsible and get the compensation that they need for damages associated with an accident.
To make an informed decision about your taxi accident, it’s important to be fully aware of your rights and options. Contact us and we will help you immediately. After an accident or injury, you need experienced legal representation on your side ,call us at (386) 777-7777 or fill out our online contact form below for a free case evaluation.
The Call Is Free and No Attorney’s Fee Unless We Get You Money
We never charge a fee for a consultation. Also, you pay nothing upfront when we represent you. Since we work on contingency basis, you only pay if you get money. This allows you to focus on treatment and recovery from your accident, while we focus on what we do best.